Digital Banking Platform

A full-featured digital banking platform built for a cooperative bank, covering KYC onboarding, real-time transaction processing, multi-branch operations, and comprehensive financial reporting.

The KYC onboarding module handles customer identity verification with document uploads, approval workflows, and status tracking. The real-time transaction engine processes deposits, withdrawals, and transfers with instant balance updates and audit trails.

Multi-branch operations allow administrators to manage accounts, staff, and transactions across multiple bank branches from a single dashboard. Automated approval workflows route transactions above threshold amounts through a multi-level approval chain.

The reporting module generates PDF and Excel financial reports including balance sheets, transaction histories, collection audits, and branch-wise summaries. Role-based access control ensures staff only access data relevant to their branch and role.